Present value calculator

How much do you need to invest today to reach a future goal? Discounts future money to today's value.

Future value ($) Annual rate (%) Years

Present value formula

PV = FV / (1 + r)ⁿ

This "discounts" future money to today's value. $10,000 in 10 years at 5% is worth $6,139 today.

Time value of money

A dollar today is worth more than a dollar tomorrow because you can invest it and earn interest.

Popular calculations
PV of $10K in 10yr at 5% PV of $50K in 20yr at 6% PV of $100K in 30yr at 4% PV of $1M in 25yr at 7%
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